Credit and debit card processing suggestions needed

[Raj]

Hi
I am developing a POS system for a retail business and I need to support
accepting the credit and the debit cards. This authorization interface need
to be integrated to the my POS application(vb dot net) I am building i.e..
my application will send the data to the hardware for authorization and gets
back the authorization status possibly using the COM ports.
So far I found out that the debit card authorization can only be
accomplished thru the PIN authorization hardware(althou gh the credit card
part can be implemented with hardware or software solution), so finally I
have come to the conclusion of using a some kind of hardware solution with
Credit card and the Debit card authorization built in. so that I just use
one piece of hardware for both.

Now my questions
1) Is this a good approach?(this will not be a very busy environment so
modem based hardware should be able to authorize the processing)
2) Do I have to go with specific kind of hardware(based on my customers
merchant account)
3) Does any one has better idea or suggestions?
4) Do I have to aware of something(missi ng something)

Any feedback is greatly appreciated

Thanks

Raj

[Pete Winnard]

Take a look at a software solution called ICVERIFY ... you just output a
file to a named directory and the software does the auto for you then
returns a Reference number or decline in the same directory !

Pete
"Raj" <RE************ **************@ hotmail.com> wrote in message
news:ei******** ******@TK2MSFTN GP11.phx.gbl...

Hi
I am developing a POS system for a retail business and I need to support
accepting the credit and the debit cards. This authorization interface need to be integrated to the my POS application(vb dot net) I am building i.e..
my application will send the data to the hardware for authorization and gets back the authorization status possibly using the COM ports.
So far I found out that the debit card authorization can only be
accomplished thru the PIN authorization hardware(althou gh the credit card
part can be implemented with hardware or software solution), so finally I
have come to the conclusion of using a some kind of hardware solution with
Credit card and the Debit card authorization built in. so that I just use
one piece of hardware for both.

Now my questions
1) Is this a good approach?(this will not be a very busy environment so
modem based hardware should be able to authorize the processing)
2) Do I have to go with specific kind of hardware(based on my customers
merchant account)
3) Does any one has better idea or suggestions?
4) Do I have to aware of something(missi ng something)

Any feedback is greatly appreciated

Thanks

Raj

[John]

We did a POS system for small company, and to lower the cost they would swip
the card in the supplied merchant machine and enter in the required data
Price, etc... Then the merchant machine would make the phone call to the
bank and return the Authorization number, or what-ever. Then the
salesperson would key in the Authorization number in to the software to
continue.
This saved our customer just over $2000.00 in development, & hardware.


"Raj" <RE************ **************@ hotmail.com> wrote in message
news:ei******** ******@TK2MSFTN GP11.phx.gbl...

Hi
I am developing a POS system for a retail business and I need to support
accepting the credit and the debit cards. This authorization interface need to be integrated to the my POS application(vb dot net) I am building i.e..
my application will send the data to the hardware for authorization and gets back the authorization status possibly using the COM ports.
So far I found out that the debit card authorization can only be
accomplished thru the PIN authorization hardware(althou gh the credit card
part can be implemented with hardware or software solution), so finally I
have come to the conclusion of using a some kind of hardware solution with
Credit card and the Debit card authorization built in. so that I just use
one piece of hardware for both.

Now my questions
1) Is this a good approach?(this will not be a very busy environment so
modem based hardware should be able to authorize the processing)
2) Do I have to go with specific kind of hardware(based on my customers
merchant account)
3) Does any one has better idea or suggestions?
4) Do I have to aware of something(missi ng something)

Any feedback is greatly appreciated

Thanks

Raj

[Michael Bray]

"John" <[e-mail] > wrote in
news:##******** ******@TK2MSFTN GP12.phx.gbl:

We did a POS system for small company, and to lower the cost they
would swip the card in the supplied merchant machine and enter in the
required data Price, etc... Then the merchant machine would make the
phone call to the bank and return the Authorization number, or
what-ever. Then the salesperson would key in the Authorization
number in to the software to continue.

(1) You are assuming the presence of a homosapien. Bad.
(2) Slow.
(3) Typos when entering the auth #.

:)

-mdb

[boo]

when clients want stuff like:

"John" <[e-mail] > wrote in
news:##******** ******@TK2MSFTN GP12.phx.gbl:
...to lower the cost...

they get stuff like:

"Michael Bray" <mb************ *******@SkPiAlM l.ctiusa.com> wrote in message
news:Xn******** *************** ***********@207 .46.248.16... (2) Slow.
(3) Typos when entering the auth #.

it's the eternal tradeoff - pay now, or pay later?! =)