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Calculate Bank credit scores


I am developing one application in that i have to calculate bank account credit scores.Please anyone give me the suggestion about how to calculate credit scores and how to verify bank account details programmatically.I will be very thankful to all.

Thanks in Advance
Oct 7 '08 #1
4 1495
13,262 8TB
This is not technically .NET. What does Google say?
Oct 7 '08 #2
I searched for credit scores in google but i am not getting proper results.
I heard about experian api to calculate credit scores but i didn't understand properly.if anyone have idea about apis please help me.
Oct 7 '08 #3
Curtis Rutland
3,256 Expert 2GB
Well, if you didn't understand the Experian API, you should probably look to Experian for help. The odds are slim that anyone here has experience with some obscure 3rd party component that you need.

You will usually find faster and better support for 3rd party components by going directly to the source.
Oct 7 '08 #4
3,525 Expert 2GB
I don't think what you are expecting is even possible, at least not for the average Joe at home.

First off you don't calculate a person's credit score. Credit recording agencies do that and report a score to authorized businesses such as banks. An individual has to sign a release of that information to the business granting the credit reporting agency permission to release the data. After all it is your private credit history; not just anyone can ask to see it.

There are a couple developer interfaces (API's) for writting software for banks and other bonded companies. But the information is not free. It requires the company to be a subscriber to the reporting agency, licensed to receive the data and so on. Generally the developer never sees real live data. The API accesses dummy data so the developer can test their routines/programs/interfaces. The paying customer company pays for each and every 'live' record pulled.

Is your project a homework assignment for school, a project to build your skills, or is this a true enterprise project for your company?
Oct 7 '08 #5

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