X509 certificate with password

[=?Utf-8?B?RmlsaXBwbyBCZXR0aW5hZ2xpbw==?=]

Hi,

I have a certificate X509 with a private key therefore is protected by
password stored in a file.

I need to read the certificate, with NET2 is a peace of cake:

X509Certificate cert = new X509Certificate(@"...path...", "password");

Done !!!!

Can someone tell me how it is possible reading the certificate with .NET1.1?
There is no possibility to specify a password, The framework is not so
developed like .NET2

Do I need to go back to APIs? If so any sample?

I am also happy to install the cert in the machine (and therefore get rid of
the password) and read it from the certificate container? If doing so, I can
stay in a pure .NET 1.1 enviroment without using iterop…..
Many thanks,
Filippo